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Tax Loan

Smart application, Easy tax

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Latest Offer

Up to HK$888 cash rebateAdditional HK$100 cash reward by using Dah Sing Bank account for disbursement and repaymentExtra HK$50 cash reward for successful online application

Interest Rate Table One

Loan Amount
(HK$)
Selected Customers9
6 months Loan Tenor 12 months Loan Tenor
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Successfully applied Tax Loan and opened or maintained
Dah Sing
Deposit or Current
Account to enjoy Cash Rebate (HK$)#,17
Monthly
Flat
Rate
Annualized Percentage Rate10 Monthly
Repayment
Amount*,11
(HK$)
Include
Cash
Rebate
Exclude
Cash
Rebate
$1,000,000 0.0905% 1.88% $1,676 $888 0.0965% 1.98% 2.15% $843
$500,000 - $999,999 0.1000% 2.07% $1,677 $688 0.1100% 2.28% 2.46% $844
$100,000 - $499,999 0.1050% 2.18% $1,678 $388 0.1150% 2.32% 2.57% $845
$10,000 - $99,999 0.1650% 3.45% $1,684 $88 0.1750% 3.61% 3.93% $851


Loan Amount
(HK$)
Normal Customers
6 months Loan Tenor 12 months Loan Tenor
Monthly
Flat
Rate
Annualized
Percentage Rate10
Monthly
Repayment
Amount*,11
(HK$)
Successfully applied Tax Loan and opened or maintained
Dah Sing
Deposit or Current
Account to enjoy Cash Rebate (HK$)#,17
Monthly
Flat
Rate
Annualized Percentage Rate10 Monthly
Repayment
Amount*,11
(HK$)
Include
Cash
Rebate
Exclude
Cash
Rebate
$1,000,000 0.1155% 2.40% $1,679 $888 0.1255% 2.64% 2.80% $846
$500,000 - $999,999 0.1200% 2.49% $1,679 $688 0.1300% 2.73% 2.91% $846
$100,000 - $499,999 0.1250% 2.60% $1,680 $388 0.1350% 2.77% 3.02% $847
$10,000 - $99,999 0.1850% 3.86% $1,686 $88 0.1950% 4.04% 4.36% $853


*Monthly Repayment Amount is calculated based on a HK$10,000 loan amount.

#Cash Rebate will be credited into customer's Dah Sing Deposit or Current Account (not applicable to FlexiMoney Overdraft Facilitly, joint name, non HKD or Margin Trading Settlement accounts).

The interest rates (including APRs and the monthly flat rates) listed in the Interest Rate Table One are applicable to designated loan amount and are for reference only. The final approved interest rate is subject to the Bank's assessment and confirmation.

Interest Rate Table Two

Customers who successfully apply for a Tax Loan during the promotion period, maximum loan amount is HK$100,000 or 1 time of tax bill amount (whichever is lower) with a loan tenor of 6 months, and successfully opened the following account ("Bank Account"), can enjoy APR as low as 1.68%20(including Cash Rebate):



(i) [For the New-to-Bank customers] Successfully opened a YOU i-Account or VIP Banking i-Account through "e-Express Bank Account Application"; or



(ii) [For the existing customers] Successfully signed up for the 360° Easy Payroll Services and made an "Eligible Payroll Transaction" after registration (For New Payroll customers only).



Loan Amount
(HK$)
Include Cash Rebate Exclude Cash Rebate Monthly Repayment
Amount*,21
(HK$)
Monthly Flat Rate^ Annualized
Percentage Rate20
Monthly Flat Rate Annualized
Percentage Rate20
$10,000 - $100,000
(Maximum loan amount is
1 time of tax bill amount)
0.081% 1.68%20 0.140% 2.90%20 $1,681


* Monthly Repayment Amount is calculated based on a HK$10,000 loan amount

^ 0.081% Monthly Flat Rate is only applicable to customer who fulfills all requirements as stated in Clause (18). Customer has to repay the loan according to the loan monthly flat rate approved by the Bank ("Applicable Monthly Flat Rate") first, the Applicable Monthly Flat Rate will be printed on the loan confirmation letter. The shortfall bewteen the interest payable by the customer pursuant to the Applicable Monthly Flat Rate and the 0.081% Monthly Flat Rate will be credited to his/her relevant bank account in the form of cash rebate. For details, please refer to Clause (19).

The interest rates (including APRs and the monthly flat rates) listed in the Interest Rate Table Two are applicable to designated loan amount and are for reference only. The final approved interest rate is subject to the Bank's assessment and confirmation.



For the details and Terms and Conditions of the YOU i-Account offer, please click here

For the details and Terms and Conditions of the VIP Banking i-Account offer, please click here

For the details and Terms and Conditions of the 360° Easy Payroll Services and "Eligible Payroll Transaction", please click here

  • Applicable to customers who successfully apply for a Tax Loan through the Bank's website (www.dahsing.com) or Dah Sing Bank Mobile App during the promotion period
  • The cash reward will be issued in form of cash coupons and will be mailed to the relevant customers' correspondence address on or before 31 March 2020

Promotion period is from now until 31 December 2019

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The APR ranges from 1.68% - 48%, with repayment tenor of 6 - 24 months.

Example of Tax Loan: Assume the loan amount is HK$65,000, with 6-month loan tenor and 0.140% monthly flat rate,

APR including HK$228 cash rebate is 1.68%, the total interest is HK$544 and total repayment amount is HK$65,544.

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Dah Sing Tax Loan Video

Chinese version only

Chinese version only

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Apply Now!

Extra HK$50 cash reward for successful online application13


Enquiry Hotline 2828 8111

Fax Application 2232 5978

SMS Application 6828 8222

Please enter (1) Name and (2) Loan Amount and (3) Repayment Tenure (e.g. Lam Siu Man, 100,000, 24) in sequence. A designated staff from the Bank will follow up with the applicant on the next working day after receiving the SMS by calling the number from which the SMS was sent. Individual telephone network provider will charge a fee for SMS in accordance with their fee charging scheme. Please contact your network operator for details.



Depending on actual data transmission speed, the whole application process (including approval result) would take approximately 10 minutes.



Subject to relevant terms and conditions. For details, please click here.



To borrow or not to borrow? Borrow only if you can repay!

This service/ product is not targeted at customers in the EU