To finance the general public subscribing for shares in the coming IPO on September 25, 2000, Dah Sing Bank is pleased to announce the launching of the "IPO Overdraft Facility" at attractive interest rate. Details of the new overdraft service is as below :

• Credit limit is up to HK$300,000
• Customers apply on or before September 26, 2000 will enjoy attractive interest rate at 2.3% p.a. until 30/11/2000, the interest rate thereafter will be at P+5%
• No collateral is required
• Customers can choose to pay for the amount required (including handling fees of Hong Kong Clearing) through Virtual ATM at Dah Sing Bank
• Monthly Min. Payment is 5% of statement balance
• Customers will obtain a free cheque book and ATM Card for cash withdrawal
• Annual Fee is at 1% of credit limit ( minimum HK$300 to maximum HK$700)

What's more, commission rebate equivalent to 0.5% will also be given to customers who successfully apply for IPO Overdraft Facility and submit their share subscription form via Dah Sing branch network.

IPO Overdraft Facility Hotline : 2828 8111
On-line Application : www.dahsing.com

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