YOU Banking

*Up to 2,000 YOU Points and HKD18,600 Cash Reward include Savings Reward up to 1,200 YOU Points, "e-Express Bank Account Application" Reward 200 YOU Points, "e-Express Payroll Services Application" Reward HKD300 Credit Card Cash Reward, "e-Express New Investment and Securities Account Opening" Reward HKD100 Cash Reward, Transaction Reward up to 600 YOU Points, "360° Easy Payroll Services" Welcome Offer up to HKD600 Credit Card Cash Reward, Investment Services, Securities Services and Flash Foreign Exchange Offer up to HKD16,500 Cash Reward and Credit Card Reward up to HKD1,100 Credit Card Cash Rebate.

^#Up to HKD19,650 Cash Reward and 500 YOU Points include Savings Reward up to HKD900 Credit Card Cash Reward, "e-Express Bank Account Application" Reward HKD150 Credit Card Cash Reward, "e-Express Payroll Services Application" Reward HKD300 Credit Card Cash Reward, "e-Express New Investment and Securities Account Opening" Reward HKD100 Cash Reward, Transaction Reward up to 500 YOU Points, "360° Easy Payroll Services" Welcome Offer up to HKD600 Credit Card Cash Reward, Investment Services, Securities Services and Flash Foreign Exchange Offer up to HKD16,500 Cash Reward and Credit Card Reward up to HKD1,100 Credit Card Cash Rebate.

Investment involves risks. The above offers are subject to relevant terms and conditions. For details and detailed risk disclosures, please refer to Terms and Conditions.

From now until 31 Mar 2023 (that date inclusive) ("Promotion Period"), successfully open a YOU Banking account and fulfil the requirements below can enjoy Account Opening Reward.

Savings Reward¹

Fulfils the Savings Deposit Growth requirement³ during the Reward Period², will be entitled up to 1,200 YOU Points or HKD900 Credit Card Cash Reward.

e-Express Application Rewards

Apply YOU Banking through e-Express and fulfill the designated requirements, will be entitled up to 200 YOU Points and HKD400 Cash Reward or up to HKD550 Cash Reward.

360° Easy Payroll Services Welcome Offer⁵

Become a new payroll customer and make a payroll deposit in the YOU i-Account through Autopay, will be entitled up to HKD600 Credit Card Cash Reward.

Transaction Reward¹

Dah Sing Credit Card offer

Dah Sing ONE+ Credit Card Welcome Offer Up to HKD800 Credit Card Cash Rebate⁶.

Customers who successfully opens a YOU Banking Account during the period from the card application date to 3 months from the date of new card issuance; and achieves a Savings Deposit Growth of HKD50,000 or above (or its equivalent) during the Reward Period, will be entitled to the HKD300 Cash Rebate¹.

1. Promotion Period is until 31 Mar 2023 (that date inclusive).
2. Reward Period refers to the entire 3 consecutive months starting from the next calendar month of the account opening ("Reward Period").
3. Savings Deposit Growth is calculated as the difference between the "Average Daily Savings Deposit Balance" and "Deposit Benchmark" during the Reward Period.
4. If Eligible Customer chooses YOU Points as the Account Opening Reward and / or registers "Transaction Reward - Double YOU Points" (if applicable), the Eligible Customer can register at www.dahsing.com/you/youpoints/2210/en until the 3rd calendar month from the date of account opening ("Registration Period"). Each Eligible Customer can register once only, and chooses at most one category under Transaction Reward for double YOU Points. Once the registration is submitted, no amendment or cancellation can be made. If the Eligible Customer does not have a valid YOU i-Account and / or does not agree to receive the direct marketing from our Bank via all channels (inlcuding but not limited to email, mailing, outbound call and SMS) at the time the YOU Points is credited, or if our bank has not received any registration record during the Registration Period, Eligible Customer will be deemed to have chosen the Credit Card Cash Reward as the Account Opening Reward and / or have forfeited the registration of "Transaction Reward - Double YOU Points" (if applicable).
5. For promotion period of 360° Easy Payroll Services offers, please visit www.dahsing.com/payroll/en.
6. Promotion Period until 30 Jun 2023. Only applicable to new Principal Card applicant and fulfills designated spending requirement. For the details and the relevant terms and conditions, please visit www.dahsing.com/card/one/en.
7. Not applicable for application through the bank's staff or credit card promoter via online application form or Dah Sing Bank Mobile App.

Investment involves risks. The above offers are subject to relevant terms and conditions. For details and detailed risk disclosures, please refer to Terms and Conditions.

1. Promotion Period is from 3 Jan 2023 to 30 Jun 2023 (both dates inclusive).
2. Applicable to "New Securities Customers" or "New Securities Customers and / or New Securities Margin Customers" only.
3. For "First 3 Months Unlimited Buy & Sell Brokerage Fee Waiver for Trading HK Stocks, A-shares & US Stocks", "First-Time Custody Fee Waiver", "Handling Fee Waiver for IPO New Shares Subscription" & "Brokerage Fee Waiver for Sales of IPO New Shares" offers, customers are required to pay the relevant fees upfront and the relevant fees being waived will be reimbursed afterwards.
4. Only applicable to the first 1,000 New Securities Customers / New Securities Margin Customers who have successfully fulfilled the designated requirements. Reward quota applies and is available on a first-come-first-served basis.
5. Minimum Accumulated Transaction Amount HKD300,000 (HKD equivalent) or above.
6. Promotion Period is from 1 Oct 2022 to 31 Mar 2023 (both dates inclusive).
7. The offer will be provided from time to time. For details and the relevant terms and conditions, please stay tuned on our website: www.dahsing.com/wm/promocode/en

Investment involves risks. The above offers are subject to the relevant terms and conditions. For details and detailed risk disclosures, please refer to Terms and Conditions.