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VIP Banking

Your Path to A Happy and Wealthy Life

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Promotional Offers

e-Express Account Opening RewardVIP Welcome RewardsVIP Banking Member-Get-Member Program

e-Express Account Opening Reward

From now until 31 December 2019 (the "Promotion Period"), successfully open a VIP i-Account through "e-Express Bank Account Application"* ("e-Express") can enjoy 3% p.a. preferential rate for 3-month HKD Fixed Deposit!

*You must be aged 18 or above, with a Hong Kong Permanent Identity Card and must not hold any Dah Sing sole name integrated account in order to apply for a bank account via "e-Express Bank Account Application".

VIP Welcome Rewards

From now until 31 December 2019 (the "Promotion Period"), apart from the "e-Express Account Opening Reward", new VIP Banking customers who meet the respective requirements can also enjoy the following fabulous rewards & other privileges!

Bonus Reward

Maintain a Total Balance ≥ HK$1,000,000 for 3 months and complete all the following requirements to enjoy up to HK$1,000 reward:

Requirements Cash Rebate OR Credit Card Rebate**
  • Apply for Dah Sing Octopus App Card
  • Register for and login Dah Sing e-Banking
  • Complete any one of the Designated Assessments1
HK$800 HK$1,000

FX Early Bird Reward

Conduct a FX transaction within 2 months from account opening to enjoy up to HK$100 reward:

Requirement Cash Rebate OR Credit Card Rebate**
  • Conduct a single FX transaction with amount ≥ HK$10,000 within the first 2 calendar months from account opening
HK$50 HK$100

Product Transaction Reward

Offer 1: Open/hold a securities account to enjoy up to HK$100 reward:

Requirement Cash Rebate OR Credit Card Rebate**
  • Open/hold a securities account
HK$50 HK$100

Offer 2: Complete any one of the Designated Product Transactions to enjoy up to HK$500 reward:

Designated Product Transactions Cash Rebate OR Credit Card Rebate**
  • Complete buy and / or sell transaction(s) of Hong Kong Listed Securities, Shanghai A Shares and/or Shenzhen A Shares with accumulative transaction amount ≥ HK$100,000
  • Enroll in any of the designated Wealth Management Products2 with accumulative transaction amount in a single product type ≥ HK$100,000
HK$400 HK$500

Other Rewards and Privileges

VIP Banking Member-Get-Member Program
  • Enjoy HK$1,000 referral reward for each successful referral to join VIP Banking, unlimited rewards!
Fixed Deposit Interest Rate Offer
  • Enjoy preferential HKD or USD fixed deposit interest rate3
Wealth Management Services
  • Up to HK$500 transaction reward for new-to-investment-service-type customers
  • Up to HK$20,000 accumulated transaction reward for new investment fund customers
  • Up to HK$3,800 transaction reward for investment fund transfer-in
  • Up to HK$150 transaction reward for foreign exchange
Securities Services
  • Custody fee wavier for new securities account in the first year
  • Unlimited buy & sell brokerage fee waiver for the first 3 months
  • Brokerage fee as low as 0.1%
  • Stocks transfer-in cash reward up to HK$7,000
Dah Sing VIP Banking Visa Infinite Card^
  • A maximum of 4 times of complimentary Priority Pass airport lounges access in a calendar year
  • Welcome rewards up to HK$1,100 cash rebate and perpetual annual fee waiver
  • 3X bonus points for Quarterly Reward Offer
  • 2X bonus points for investment and insurance services
360° Easy Payroll Services
  • Enjoy up to 2.5% p.a. Bonus Savings Interest Rate and up to HK$1,000 welcome offer
Safe Deposit Box Service
  • Priority reservation and exclusive annual rental offer for Safe Deposit Box

**Credit Card Rebate is only applicable to Eligible Cardholders. For details, please refer to Part A of the enclosed Terms and Conditions.

1Designated Wealth Management Assessment includes Financial Planning, Portfolio Review, Risk Assessment Questionnaire (online or at branch) & Financial Needs Analysis.

2Designated Wealth Management Products include Lump sum subscription of Investment Fund (the initial charge levied to the customers should not be less than 1.5% for class A funds), and excluding Investment Fund switching and subscription transaction of Investment Fund Savings Plan; subscription of Equity Linked Investment;subscription of Bond (excluding retail bonds subscribed through Initial Public Offering or bonds trading at the Hong Kong Stock Exchange); set up Currency Linked Premium Deposit (with tenor of not less than 14 days), set up Currency Linked Principal Guaranteed Deposit and placement of Currency Switching.

3The preferential fixed deposit interest rate is subject to change according to market conditions and is subject to the interest rate quoted by Dah Sing Bank, Limited from time to time. For details of the offer, please contact our staff.

VIP Banking Member-Get-Member Program

Do you want to enjoy ulimited rewards in a simple way?

From now until 31 December 2019 (the "Promotion Period"), successfully refer your family and friends to join Dah Sing VIP Banking wil enjoy HK$1,000 Referral Reward. The more you refer, the more rewards you enjoy!

Share the privileges with you nearest and dearest!

For details and the relevant terms and conditions of the VIP Banking Member-Get-Member Program, please refer to the promotional leaflet or contact our Bank's staff.

The Promotion Period is from 1 October 2019 to 31 December 2019.


VIP Banking Wealth Management Privilege

Take Control of Your Time with Remote Banking ServicesStaying Ahead with Timely and Intelligent AlertsUnleash and Maximise Your Portfolio Potential

Take Control of Your Time with Remote Banking Services

With the versatile digital banking platform, managing your banking needs can now be a breeze in your busy day, including processing of general banking transactions and order placement for foreign exchange and securities.

Stay Ahead with Interactive V-Prompt Informative Service

The interactive V-Prompt information service4 is designed to work like your personal assistant, keeping you updated with timely alerts on your account movements and the latest market developments, so you won't miss out on market opportunities and can stay on top of your wealth management needs.

Stay up-to-the-minute with your portfolio status

  • Returned Cheque Alert
  • Outward Fund Movement Alert
  • Currency Linked Premium Deposit Maturity Reminder
  • Equity Linked Investments Early Call and Maturity Reminder
    Learn More

Organise daily finances with personalised reminders

  • ATM Card e-Receipt
  • Inward Remittance Alert
  • e-Bill Summary Reminder
  • e-Bill Due Date Reminder
  • e-Donation Receipt Notification
  • e-Payment Receipt Notification
  • e-Cheque Presentment Notification
    Learn More

Gain market edge with timely wealth management information

Unleash and Maximise Your Portfolio Potenetial

Unleash your portfolio potential with our PowerWealth Flexi Financing Service3^ to achieve your personal and investment goals faster. The service allows you to pledge a wide range of assets, from deposits to investments, to secure a standby credit.

  • Standby Credit line of up to 100% of the asset value
  • Standby Credit line in a currency at your choice
  • 1,3,6 and 12-month loan tenor&, suitable for any short or medium-term goal
  • No handling fee or annual fee

Assets Maximum Loan Ratio
Fixed Deposit* 100%
Securities^ 70%
Fund 90%
Currency Linked Principal Guaranteed Deposit* 100%
Currency Linked Premium Deposit# 80%
Interest Rate Linked Deposit 100%
Bond 80%
Equity Linked Investment 65%

& Eligible currencies for term loan include HKD, USD, GBP, AUD, CAD, JPY, NZD, CHF, EUR and other currencies provided by the Bank from time to time

* Eligible currencies include HKD, USD, RMB, GBP, AUD, CAD, JPY, NZD, CHF, ZAR (for Fixed Deposit ONLY) and EUR

^ Eligible Securities only include selected shares listed in Hong Kong

# Eligible currencies include HKD, USD, GBP, AUD, CAD, JPY, NZD, CHF and EUR


Service Features

Investment Services

VIP Banking provides an extensive range of investment products for your selection, including investment funds which invest in different asset classes and countries or regions, bonds, currency linked premium deposit, equity linked investment and currency switching.

Insurance Services

VIP Banking offers a variety of insurance products and solutions ranging from life insurance to general insurance such as Travel Insurance, Maid Insurance and Home Insurance, providing protections to satisfy your various needs.

Securities Services

VIP Banking provides customers with flexible securities trading channels. You may trade securities via 'i-Securities Services', 'Mobile Securities "Easy Trade" Platform', Manned Phone or '24-Hour Automated Securities Services Hotline'. Besides, Branch Securities Centres are opened, providing real time stock quotes and order placing services.

Deposit Services

VIP Banking offers deposit with a wide array of currency choices and flexible tenors allowing you to manage your funds with ease and have chance to enjoy bonus savings interest rate offer1.

VIP Privileges Exclusively for You

  • Bonus Savings Interest Rate up to 0.25%p.a.5 applied to VIP i-Accounts
  • Dah Sing VIP Banking Visa Infinite Card6^ - Complimentary access to priority pass airport lounge, a series of travel, dining and worldwide privileges
  • No-Bounced Cheque / Autopay Protection7
  • 30-day free Accidental Death Benefit8
  • Handling fee waiver for Cashier Order/ Gift Cheque
  • 50% off handling fee for Demand Draft / Telegraphic Transfer9
  • Preferential foreign exchange rate
  • Preferential brokerage fee for securities trading

Professional Banking Service Team
A dedicated Relationship Manager is appointed to manage your VIP Banking account closely, in addition to a professional VIP Banking Services Team, providing you a personalized and comprehensive banking services.

Exclusive Banking Channels

Priority counters in all branches and VIP Banking Centres in key locations providing you to experience superior banking services.

VIP e-Banking

Our e-Banking Services allows you manage your accounts anytime in anyplace. Latest market information, analysis and promotional offers are also made available at e-Banking, enabling you to seize every golden investment opportunity.

24-Hour Phone Banking

Our 24-hour Phone Banking Service gives you access to VIP i-Account anytime and anywhere. You can even call our VIP Banking Hotline for prestige manned phone services.


TV Commercial

*Chinese version only

*Chinese version only


Act Now!

Dah Sing Bank Mobile App

Or scan the below QR code to experience
our "e-Express Application" Service

Above service features of VIP Banking are subject to relevant terms and conditions. For details, please click here.

Promotional offers are subject to relevant terms and conditions. For details, please click here.

Enquiry Hotline: 2828 8000

^To borrow or not to borrow? Borrow only if you can repay!