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VIP Banking

Your Path to A Happy and Wealthy Life

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Latest Offers

VIP e-Express Account Opening RewardVIP Securities Welcome RewardsVIP Welcome Rewards and Wealth Management Services Rewards up to HK$22,000Referral Reward up to HK$8,000

VIP e-Express Account Opening Reward


From now until 30 June 2020, New Deposit Customers1 successfully open a VIP i-Account through "e-Express Bank Account Application" in the Dah Sing Bank Mobile App will be entitled to 3% p.a. preferential rate for 3-month HKD Fixed Deposit2!



1New Deposit Customers refers to customers not holding any deposit account at Dah Sing Bank, Limited (the "Bank") one month prior to the joining of VIP Banking.

2Only applicable to New Deposit Customers who successfully open a sole-named VIP i-Account with "e-Express Bank Account Application" during the Promotion Period. You must be aged 18 or above, with a Hong Kong Permanent Identity Card and must not hold any Dah Sing sole name integrated account.

Securities Services Welcome Reward

New Securities Customers1 open a securities account to enjoy fabulous rewards!


Offer 1: Up to 6 months Buy & Sell Brokerage Fee Waiver

First 3 months after account opening month AND After "Free Brokerage Fee Period" on the first 3 months2
Unlimited Buy & Sell Brokerage Fee Waiver Extra 3-month Buy & Sell Brokerage Fee Waiver
Up to HK$7,500


Offer 2: Securities Custody Fee Waiver

New Securities Customers1 who successfully executed at least one securities transaction via any channel by designated period can enjoy first-time custody fee waiver.



1New Securities Customers refers to customer who did not maintain any securities account(s) (whether in the customer's sole name or joint-name with other person(s)) with the Bank at any time during the period from 1 July 2019 to 31 December 2019 and successfully open a new securities account with the Bank for the first time during the Promotion Period.



2Customer can enjoy "Extra 3-month Buy & Sell Brokerage Fee Waiver for VIP customer up to HK$7,500" offer by successfully executing at least one securities transaction during the "Free Brokerage Fee Period".

VIP Welcome Rewards

From now until 30 June 2020, join VIP Banking and meet the respective requirements to enjoy fabulous rewards & other privileges!



Account Opening Reward

Open a VIP i-Account and fulfill the designated requirements to enjoy:


New Deposit Customers1
Exclusive (e-Express Application)
OR Existing Banking Customers3
Exclusive
3% p.a. preferential rate for 3-month HKD Fixed Deposit2 HK$500 Cash Rebate


Other Rewards and Privileges



VIP Banking Member-Get-Member Program
  • Up to HK$8,000 referral reward
Fixed Deposit Interest Rate Offer
  • Enjoy preferential HKD or USD fixed deposit interest rate4
Wealth Management Services
  • Up to HK$500 transaction reward for new-to-investment-service-type customers
  • Up to HK$1,500 bonus reward for new-to-investment-service-type customers
  • Up to HK$20,000 commission fee rebate reward for new investment fund customers
Securities Service
  • Preferential margin interest rate as low as P-2%^
  • Brokerage fee as low as 0.1%
  • Stocks transfer-in cash reward up to HK$7,000
Dah Sing VIP Banking Visa Infinite Card^
  • Up to HK$1,100 welcome rewards and perpetual annual fee waiver
  • 3X bonus points for "Quarterly Reward Offer"
  • 2X bonus points for investment and insurance services
360° Easy Payroll Services
  • Enjoy up to 2.5% p.a. bonus savings interest rate and up to HK$1,300 welcome offer
Safe Deposit Box Service
  • Priority reservation and exclusive annual rental offer for safe deposit box


1New Deposit Customers refers to customers not holding any deposit account at Dah Sing Bank, Limited (the "Bank") one month prior to the joining of VIP Banking.

2Only applicable to New Deposit Customers who successfully open a sole-named VIP i-Account with "e-Express Bank Account Application" during the Promotion Period. You must be aged 18 or above, with a Hong Kong Permanent Identity Card and must not hold any Dah Sing sole name integrated account.

3Existing Banking Customers refers to customers who: (i) have ever maintained any accounts at the Bank either in sole name or joint name; and/or (ii) have ever maintained any principal card or supplementary card of any credit card issued by the Bank during the period from 1 January 2019 to 31 December 2019 (applicable to Promotion Phase 1) or during the period from 1 April 2019 to 31 March 2020 (applicable to Promotion Phase 2).

4The preferential fixed deposit interest rate is subject to change according to market conditions and is subject to the interest rate quoted by the Bank from time to time. For details of the offer, please contact our staff.

VIP Banking Member-Get-Member Program



From now until 30 June 2020 (the "Promotion Period"), successfully refer your family and friends to join Dah Sing VIP Banking will enjoy up to HK$8,000 referral reward.

Total number of successful referral(s)
during the Promotion Phase
Rewards per each successful referral
 1 - 2  HK$500 each
 3 or above  HK$1,000 each

Remarks: The promotion period is divided into 2 phases ("Promotion Phases"), 1 January to 31 March 2020 ("Promotion Phase 1") and 1 April to 30 June 2020 ("Promotion Phase 2") respectively. Each eligible referrer could receive maximum HK$8,000 referral reward during the promotion period.



Share the privileges with you nearest and dearest!

For details and the relevant terms and conditions of the VIP Banking Member-Get-Member Program, please refer to the promotional leaflet or contact our Bank's staff.

The Promotion Period is from 1 January 2020 to 30 June 2020.

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VIP Banking Wealth Management Privilege

Take Control of Your Time with Remote Banking ServicesStaying Ahead with Timely and Intelligent AlertsUnleash and Maximise Your Portfolio Potential

Take Control of Your Time with Remote Banking Services



With the versatile digital banking platform, managing your banking needs can now be a breeze in your busy day, including processing of general banking transactions and order placement for foreign exchange and securities.



Stay Ahead with Interactive V-Prompt Informative Service

The interactive V-Prompt information service4 is designed to work like your personal assistant, keeping you updated with timely alerts on your account movements and the latest market developments, so you won't miss out on market opportunities and can stay on top of your wealth management needs.



Stay up-to-the-minute with your portfolio status

  • Returned Cheque Alert
  • Outward Fund Movement Alert
  • Currency Linked Premium Deposit Maturity Reminder
  • Equity Linked Investments Early Call and Maturity Reminder
    Learn More


Organise daily finances with personalised reminders

  • ATM Card e-Receipt
  • Inward Remittance Alert
  • e-Bill Summary Reminder
  • e-Bill Due Date Reminder
  • e-Donation Receipt Notification
  • e-Payment Receipt Notification
  • e-Cheque Presentment Notification
    Learn More


Gain market edge with timely wealth management information

Unleash and Maximise Your Portfolio Potenetial

Unleash your portfolio potential with our PowerWealth Flexi Financing Service3^ to achieve your personal and investment goals faster. The service allows you to pledge a wide range of assets, from deposits to investments, to secure a standby credit.



  • Standby Credit line of up to 100% of the asset value
  • Standby Credit line in a currency at your choice
  • 1,3,6 and 12-month loan tenor&, suitable for any short or medium-term goal
  • No handling fee or annual fee


Assets Maximum Loan Ratio
Fixed Deposit* 100%
Securities^ 70%
Fund 90%
Currency Linked Principal Guaranteed Deposit* 100%
Currency Linked Premium Deposit# 80%
Interest Rate Linked Deposit 100%
Bond 80%
Equity Linked Investment 65%


& Eligible currencies for term loan include HKD, USD, GBP, AUD, CAD, JPY, NZD, CHF, EUR and other currencies provided by the Bank from time to time

* Eligible currencies include HKD, USD, RMB, GBP, AUD, CAD, JPY, NZD, CHF, ZAR (for Fixed Deposit ONLY) and EUR

^ Eligible Securities only include selected shares listed in Hong Kong

# Eligible currencies include HKD, USD, GBP, AUD, CAD, JPY, NZD, CHF and EUR

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Service Features

Investment Services

VIP Banking provides an extensive range of investment products for your selection, including investment funds which invest in different asset classes and countries or regions, bonds, currency linked premium deposit, equity linked investment and currency switching.



Insurance Services

VIP Banking offers a variety of insurance products and solutions ranging from life insurance to general insurance such as Travel Insurance, Maid Insurance and Home Insurance, providing protections to satisfy your various needs.



Securities Services

VIP Banking provides customers with flexible securities trading channels. You may trade securities via 'i-Securities Services', 'Mobile Securities "Easy Trade" Platform', Manned Phone or '24-Hour Automated Securities Services Hotline'. Besides, Branch Securities Centres are opened, providing real time stock quotes and order placing services.



Deposit Services

VIP Banking offers deposit with a wide array of currency choices and flexible tenors allowing you to manage your funds with ease and have chance to enjoy bonus savings interest rate offer1.

VIP Privileges Exclusively for You

  • Bonus Savings Interest Rate up to 0.25% p.a.6 applied to VIP i-Accounts
  • Dah Sing VIP Banking Visa Infinite Card7^ - Complimentary access to priority pass airport lounge, a series of travel, dining and worldwide privileges
  • No-Bounced Cheque / Autopay Protection8
  • 30-day free Accidental Death Benefit9
  • Handling fee waiver for Cashier Order/ Gift Cheque
  • 50% off handling fee for Demand Draft / Telegraphic Transfer10
  • Preferential foreign exchange rate
  • Preferential brokerage fee for securities trading

Professional Banking Service Team

A dedicated Relationship Manager is appointed to manage your VIP Banking account closely, in addition to a professional VIP Banking Services Team, providing you a personalized and comprehensive banking services.



Exclusive Banking Channels

Priority counters in all branches and VIP Banking Centres in key locations providing you to experience superior banking services.



VIP e-Banking

Our e-Banking Services allows you manage your accounts anytime in anyplace. Latest market information, analysis and promotional offers are also made available at e-Banking, enabling you to seize every golden investment opportunity.



24-Hour Phone Banking

Our 24-hour Phone Banking Service gives you access to VIP i-Account anytime and anywhere. You can even call our VIP Banking Hotline for prestige manned phone services.

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TV Commercial

*Chinese version only

*Chinese version only

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Act Now!

Successful application is entitled to 3% p.a. preferential rate for 3-month HKD Fixed Deposit [For applications via Dah Sing Bank Mobile App only]

Download
Dah Sing Bank Mobile App

Or scan the below QR code to experience
our "e-Express Application" Service


Above service features of VIP Banking are subject to relevant terms and conditions. For details, please click here.

Promotional offers are subject to relevant terms and conditions. For details, please click here.

Enquiry Hotline: 2828 8000


These services/products are not targeted at customers in the European Union.

^To borrow or not to borrow? Borrow only if you can repay!