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e-Express Applicatione-Express Application

e-Express Application

Experience the new bank account / credit card / personal loan application service

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e-Express Offer

New customers can apply for the below listed Designated Dah Sing Credit Card via Dah Sing Mobile App "e-Express Credit Card Application" anytime anywhere without the need to submit income and address proof. What's more, a HK$10,000 credit limit is prepared for you with instant approval1 to make you more assured for online shopping.


Designated Dah Sing Credit Card Extra Reward for New Customers who
successfully apply for Designated Dah Sing Credit Card
Dah Sing ONE+ Credit Card HK$100 Cash Rebate
+ A free welcome drink from Ten Ren
Dah Sing ANA World Mastercard
Dah Sing British Airways Platinum Card
Dah Sing APITA UNY Card
Dah Sing Hello Kitty Platinum Mastercard Limited Edition Hello Kitty 4-Colour Chopping Boards
+ A free welcome drink from Ten Ren

1Instant approval is applicable to new-to-bank customers only. The duration for each credit card application and approval may vary. The Bank reserves the right to request applicants to provide further documents in order to process their credit card application.

2New Principal Card applicant who successfully applies for Dah Sing Credit Card via Dah Sing Mobile Banking App within the Promotion Period and fills in designated promo code "tenren" at the credit card application form promo code field can enjoy a designated free drink of Ten Ren upon approval of Credit Card.


Click here for more details.

Apply for VIP i-account through "e-Express Bank Account Application" in the Dah Sing Bank Mobile App and fulfill respective requirements, will be entitled to preferential interest rate for 3-month HKD Fixed Deposit* and HK$300 credit card rebate! In addition, we also provide you preferential Fixed Deposit offers, wealth management service offers, securities service promotion offers, etc. Please visit our branch to find out more.



* Offers are subject to terms and conditions. The Fixed Deposit offer is only available for New-to-deposit customers.



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Apply for YOU Banking via "e-Express Bank Account Application" ("e-Express") to enjoy an exclusive offer of up to 200 YOU Points / HK$150 Credit Card Cash Reward!


Customers who successfully open a YOU i-Account through "e-Express", and maintain the Average Daily Savings Deposit Balance of HK$50,000 or above (or its equivalent) during the Reward Period, can enjoy 200 YOU Points / HK$150 Credit Card Cash Reward.



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"e-Express Payroll Services Application" Reward HK$300 Free Credit Card Spending!

"e-Express Payroll Services Application" Reward of HK$300 Free Credit Card Spending is applicable to customers who successfully open a VIP Banking or YOU Banking through "e-Express Application", successfully applies for Payroll Services and fulfils designated requirements during the Promotion Period.



Payroll account with up to 1.2%p.a. Bonus Savings Interest Rate!

New Payroll Customers who is VIP i-Account customer, and fulfils designated requirements can enjoy up to 1.2%p.a. Bonus Savings Interest Rate until 31 January 2022. The maximum Bonus Savings Interest per month is HK$1,000.



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Cash will be disbursed as quickly as 15 minutes. No show, no income and address proofs required by applying via Dah Sing e-Express Loan Application service.


First 500 customers who successfully apply Express Money with a repayment tenor of 48 months or above during the promotion period through Dah Sing Mobile App and drawdown the Loan on or before 31 January 2021 are entitled to 1-Month Instalment Rebate up to a maximum of HK$2,000*.



*Subject to relevant terms and conditions.



Click here for more details.

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Product Features

"e-Express Application" brings you the new banking experience. It allows New-to-Bank and Existing-to-Bank customers to apply banking services in a remote way in simple steps. With the Online Identity Verification, e-Signature and Online Document Submission*, you no longer need to visit our branches for application!



*Online Document Submission is not required for bank account applications, applications for Express Money Personal Loans and applications for a Dah Sing ONE+ Credit Card, Dah Sing ANA World Mastercard, Dah Sing British Airways Platinum Card, Dah Sing Hello Kitty Platinum Mastercard or Dah Sing APITA UNY Card.

Faster! Online identity verification is available with "e-Express Application". You simply need to take photos of your HKID Card (Only applicable to non-holders of New Smart ID Cards) and two selfies according to the instructions to complete identity verification instantly.



Below are the recommended operating systems for the best performance (Tablets are not supported at the moment):

Operation System Operation System Version
iOS iOS 11.0 version or above
Android Android 5.0 version or above

Remarks: Online Identity Verification service is only available in Dah Sing Bank Mobile App now.

Greener! Paperless experience! Directly sign on the digitalized application form to complete the application.

Easier! Upload supporting document anytime anywhere.



*Online Document Submission is not required for bank account applications, applications for Express Money Personal Loans and applications for a Dah Sing ONE+ Credit Card, Dah Sing ANA World Mastercard, Dah Sing British Airways Platinum Card, Dah Sing Hello Kitty Platinum Mastercard or Dah Sing APITA UNY Card made via "e-Express".

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*Applicable to Credit Card Application only

For details related to "e-Express Bank Account Application", please click here.
For details related to "e-Express Loan Application", please click here.

For details related to "e-Express Bank Account Application", please click here.
For details related to "e-Express Loan Application", please click here.

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Experience Now!

To borrow or not to borrow? Borrow only if you can repay!


Subject to relevant Terms & Conditions.

For offer details and terms and conditions of VIP Banking, please click here.

For offer details and terms and conditions of YOU Banking, please click here.

For offer details and terms and conditions of Express Money, please click here.

For offer details and terms and conditions of Dah Sing Credit Card, please click here.

For offer details and terms and conditions of 360° Easy Payroll Services, please click here.



Points to note:

New deposit customers of Dah Sing Bank can access the following services after opening a VIP i-Account / YOU i-Account via the "e-Express Bank Account Application":

  • Fund deposits
  • Fixed deposit services
  • Selected e-Banking / Mobile Banking services, including:
    • Account enquiries & recent transaction enquiries
    • View e-Statement / e-Advice
    • Same name account transfers
    • Fixed deposit services
    • Buy / sell foreign currency
    • e-Deposit
    • Small-value Transfer service


We will send you an email notification once we have reviewed your application. Upon receipt of the email notification, you can activate the Small-value Transfer Settings via Dah Sing e-Banking / Mobile Banking to use our Small-value Transfer service. Corresponding e-Channels include the FPS Service, Dah Sing JETCO Pay and bank account payments made via WeChat Pay Hong Kong.



You can enjoy the full range of services once you have completed the "Customer Verification" procedure via making the first transaction of the account by transferring to your YOU i-Account / VIP i-Account of at least HKD 1 from your same-name account at other local banks using FPS*, or by visiting any of our branches.



Please complete the "Customer Verification" procedure within 30 days of the account opening date, otherwise your account and any related services will be suspended. If you are unable to complete the "Customer Verification" procedure within 90 days of the account opening date, your account and any related services will be terminated.



*After you complete the eligible FPS Deposit, your application documents are also required for review, which will take around 1-2 working days. You can then enjoy the full range of banking services. If you need to use ATM card, please apply for it via any of our branches in person. If you would like to apply for a cheque book, you can apply via e-Banking, Mobile Banking or Phone Banking.