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Interest Charged on
Withdrawn Amount Only |
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Some banks may charge interest on the total approved loan
amount even if you have not withdraw any cash from the account. However, for FlexiMoney
Account, interest is only charged on the actual amount that
you have withdrawn and calculated on a daily basis which saves you for
unfair interest expenses. |
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High Standby Cash Limit
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Standby cash limit can be up
to HK$200,000 or 3 times monthly salary (whichever is the lower). You can
also enjoy the attractive interest rates as follows : |
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| Credit Limit ( HK$ ) |
Interest Rate per annum |
Preferential Customers
(home-owners / civil servants etc) |
Normal Customers |
| HK$100,001 - HK$200,000 |
Prime rate + 5% |
Prime rate + 6% |
| HK$50,001 - HK$100,000 |
Prime rate + 6% |
Prime rate + 7% |
| HK$20,001 - HK$50,000 |
Prime rate + 7% |
Prime rate + 8% |
| HK$5,000 - HK$20,000 |
Prime rate + 8% |
Prime rate + 9% |
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| Annual fee equals to 1% of credit limit
(minimum HK$300 to maximum HK$700) |
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Convenient 24-hour Cash Withdrawal |
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With the FlexiMoney Card, you can withdraw
cash at over 1,500 JETCO ATMs 24 hours a day and no handling charge will
be levied. |
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Revolving Cash & Flexible
Repayment |
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Unlike most installment loans, FlexiMoney standby cash
does not have a fixed tenor for repayment and you don't have to repay fixed amount every
month. You can always make your own planning to repay part or whole of your outstanding
debit balances, and the monthly repayment can be as little
as 5% of your monthly outstanding debit balance (minimum HK$50). Besides,
your available cash will be restored every time you make a repayment so that you can use
it over and over again. |
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Easy Payment Options |
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To make payment easier, you can use the free Payment-By-Phone Service (PPS) to settle your monthly
payment or you can choose to pay by cash, cheque or transfer at any of our
ATMs or branches. |
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Exclusive Banking Privileges |
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Enjoy our free 24-hour
Automated Phone Banking Services. Simply call our hotline at 2828 8080 and
you can check your account balance, make funds transfer or apply for statements etc. You can also enjoy free Accidental
Life Insurance Serivce offered by Dah Sing Life Assurance Company Limited
with coverage of upto HK$100,000 for 30-day. |
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Enjoy Standby Cash Within 1/2 day |
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For applications, you can call the application
hotline at 2828 8111. You can also bring along the required documents to
any Dah Sing Branches and your application can be approved
within half-day. You can also apply on-line now ! |
