Secured Overdraft Facility Against
Unit Trust / Retail Certificate of Deposit |
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|
Provides Standby Cash of
upto 90% of Your Asset Value at Competitive Interest Rate
Allows you to capture potential growth on your asset on one hand
and standby cash on the other hand for tapping other investment
opportunities any time.
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- No income proof is required
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- Interest is only charged on the overdrawn amount daily and
no interest is charged on the unused overdraft
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- The overdraft is on a revolving basis without monthly minimum
repayment requirement which enables you to enjoy the greatest
financial flexibility
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| Pledge Ratio / Overdraft Interest
Rate / Annual Fee |
| |
Unit Trust |
Retail Certificate of Deposit |
| Pledge Ratio |
up to 80% of current asset value or HK$1,000,000 (whichever
is lower) |
up to 90% of current asset value or HK$1,000,000 (whichever
is lower) |
| Overdraft Interest Rate |
Prime+1.5% or HIBOR+1%
(whichever is higher) |
Prime-0.25% or HIBOR-0.25%
(whichever is higher) |
| Annual Fee |
HK$200 |
HK$500 |
|
It's easy to apply, simply call 2828 8111
or visit any of our Dah Sing Bank branches,
we will take care the hassles for you.
| Note: |
1. |
Acceptance of this application
and the loan amount granted shall be at the sole discretion
of the Bank without giving any reason.s |
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2. |
Please click here to view Dah Sing Bank Hong Kong Dollar Prime Rate. |
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For more information, please call 2828
8111
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