Secured Overdraft Facility Against
Unit Trust / Retail Certificate of Deposit
Provides Standby Cash of upto 90% of Your Asset Value at Competitive Interest Rate
Allows you to capture potential growth on your asset on one hand and standby cash on the other hand for tapping other investment opportunities any time.

  • No income proof is required
  • Interest is only charged on the overdrawn amount daily and no interest is charged on the unused overdraft
  • The overdraft is on a revolving basis without monthly minimum repayment requirement which enables you to enjoy the greatest financial flexibility
Pledge Ratio / Overdraft Interest Rate / Annual Fee

  Unit Trust Retail Certificate of Deposit
Pledge Ratio up to 80% of current asset value or HK$1,000,000 (whichever is lower) up to 90% of current asset value or HK$1,000,000 (whichever is lower)
Overdraft Interest Rate Prime+1.5% or HIBOR+1%
(whichever is higher)
Prime-0.25% or HIBOR-0.25%
(whichever is higher)
Annual Fee HK$200 HK$500

Act NOW!

It's easy to apply, simply call 2828 8111 or visit any of our Dah Sing Bank branches, we will take care the hassles for you.

Note: 1. Acceptance of this application and the loan amount granted shall be at the sole discretion of the Bank without giving any reason.s
  2. Please click here to view Dah Sing Bank Hong Kong Dollar Prime Rate.

For more information, please call 2828 8111