| |
IN-MONEY Revolving Loan |
| |
Super Low Interest Rate Of 3.88% p.a.
Revolving Cash For You |
| |
|
|
|
 |
Would you like to be “FREE” all the time?
IN-MONEY Revolving Loan provides you with up to HK$300,000 in revolving cash, allowing you to experience a new attitude to life!
|
|
| |
| |
| ． |
Interest rate for the first 2 months as low as 3.88% p.a.1 - interest rates are determined by your statement balance rather than your credit limit2. The more money you use, the lower the interest rate. |
| ． |
First year annual fee waiver |
| ． |
“Free” Repayment Tenor – the minimum monthly repayment amount is just 3.5% of the monthly statement balance. Your credit limit will be restored automatically as soon as you have made a repayment, providing you with revolving cash. |
| ． |
An IN-MONEY Cash Card will be issued free of charge, enabling you to withdraw cash 24 hours a day. |
|
|
| |
| |
Outstanding Loan Amount (HK$)
|
Annual Rate (Annualised Percentage Rate) |
First 2 Months |
From the 3rd Month On |
$200,000 - $300,000 |
|
10.80% (11.35%) |
$100,000 - $199,999 |
4.88% (4.99%)
|
13.80% (14.71%) |
$50,000 - $99,999 |
6.88% (7.10%)
|
15.80% (17.00%)
|
$10,000 - $49,999 |
6.88% (7.10%) |
18.80% (20.51%) |
< $9,999 |
6.88% (7.10%)
|
22.80% (25.34%)
|
|
|
| |
|
| Apply for an In-Money Revolving Loan now to enjoy the above attractive offers! Simply apply online or apply via mobile phone by sending an SMS* to 6828 8111 by inputting (1) Name (2) Loan Amount (e.g. Lam Siu Man, 50000). You can also call our Application Hotline on 2828 8111. |
|
| |
|
| |
*Our bank will have a designated staff member follow up with the customer by calling the number from which the SMS was sent on the next working day after receiving the SMS. Individual telephone network provider will charge a fee for the SMS in accordance with their fee charging schedules.
|
|
 |
Remarks: 1. The above annualised percentage rates are calculated according to the Code of Banking Practice and do not include the annual fee. To enjoy the introductory interest rate for the first two months, the customer’s IN-MONEY Revolving Loan account must be valid, have a good record, and not have any over-limit record in the first three months. Dah Sing Bank reserves the right to make the final decision regarding all terms of the offer. 2. The annual fee is 1% of the credit limit (minimum HK$300, maximum HK$500) and the first year annual fee will be waived for applications made during the promotional period. 3. The minimum credit limit for an IN-MONEY Revolving Loan is HK$5,000. The interest rate shown on the statement for the first installment is calculated based on the approved credit limit, whereas the interest rate for the following months will be calculated based on the statement balance for the former month. 4. The cash withdrawal fee is 2% of the withdrawal amount (minimum HK$55), and will not be charged on loan disbursements. 5. The above offers are applicable only to customers who successfully apply for and disburse the loan between June 22 and August 15, 2006. Dah Sing Bank reserves the right to amend the above offers and their terms and conditions. The acceptance of an application shall be at the absolute discretion of Dah Sing Bank without any reason provided.
|
|