FlexiMoney Overdraft Facility
 

FlexiMoney OD gives you confidence and flexibility when dealing with unexpected financial needs. FlexiMoney OD backs you up with a reserve of instantly accessible revolving cash so that you can go ahead with your plans and purchases.
   
Maximum standby credit limit up to HK$800,0001
   
Interest rate as low as P + 1% p.a. 2
  The monthly interest rate is adjusted according to the prime rate and the interest amount is calculated on your daily outstanding balance.
   
Perpetual Cash Withdrawal Fee Waiver
  Get cash by cheque or from an ATM anytime at your convenience .
   
Annual Fee Waiver 3
   
Flexible Repayment and Cash Withdrawal
  The monthly minimum repayment is at 3.5% of your statement balance. Your available cash will be restored automatically after each repayment.
   
  Exclusive Interest Rate
 
Credit Limit (HK$)
Interest Rate (p.a.) 2
$100,000 - $800,000
P+1%
$50,000 - $99,999
P+2%
$5,000 - $49,999
P+3%
   
*Input (1) Name (2) Loan Amount and (3) Repayment Tenure (e.g. Lam Siu Man, 50000, 24). Our Bank provides a designated staff member to follow up matters with the customer by calling the number from which the SMS was sent on the next working day after receiving the SMS. Individual telephone network providers will charge a fee for the SMS in accordance with their fee charging schedules.
 
Apply Now!
Apply for a FlexiMoney Overdraft Facility now to enjoy the above attractive offers! You may either call our Loan By Phone Hotline on 2828 8111 or visit any of our Dah Sing branches to apply.

* Our bank will have a designated staff member follow up with the customer by calling the number from which the SMS was sent on the next working day after receiving the SMS. Individual telephone network provider will charge a fee for the SMS in accordance with their fee charging schedules.
 
Note:
  1. The maximum credit limit is HK$800,000 or six times your monthly income (whichever is lower). A credit limit of HK$300,000 or above is applicable only to property owners or Dah Sing Bank / Mevas Bank (“the Bank”) preferential customers, including civil servants, professionals, staff of selected government organizations / public organizations, full-time teachers, staff of tertiary institutions / universities, staff of selected financial institutions and Dah Sing VIP Banking Customers.
  2. “ P" refers to Dah Sing Bank Hong Kong Dollar Prime Rate or one-month HIBOR (whichever is higher).
  3. The annual fee is 1% of the credit limit (minimum HK$300, maximum HK$800) and the first year's annual fee will be waived for successful application.
  4. The above offers are only applicable to customers who successfully apply on or before 31 December 2008 and are not applicable to the Bank’s existing Overdraft Facility customers.
  5. The Bank reserves the right to terminate the above offers, or amend their terms and conditions at any time, without prior notice. In case of dispute, the decision of the Bank shall be final.