e-Cash
Let’s Celebrate World Cup!




  		• Get a HK$20 cash coupon1 upon loan application
  		• Earn a HK$100 cash bonus2 upon withdrawing a credit limit of 50% or more during first 3 months after account opening
  		• Revolving Cash up to HK$30,000
  		• First Year Annual Fee Waiver3
  		• Unlimited Revolving Cash
    An e-Cash Card will be issued free of charge. You can withdraw cash at any JETCO ATM machine 24 hours a day4. Your credit limit will be restored automatically as soon as you have made a repayment.
  		• No Interest Charged on Unused Loan Amount
    Daily rate of 0.082%5 for all loan amounts and will only be calculated by daily actual outstanding. Daily interest is only around HK$86 for a HK$10,000 loan. No interest will be charged on the repaid or on the unused principal.
  		• Monthly Repayment of Only 3.5%
    Minimum monthly repayment is only 3.5% of the monthly statement balance.

     
     
    No matter what occupation you have, all you need is to have your latest one-month income proof in any format and you can enjoy financing e-Cash with ease. To apply, call our Loan By Phone Hotline on 2828 8111 or send an SMS* to 6828 8111 by inputting (1) Name and (2) Loan Amount (e.g. Lam Siu Man, 20000).

    Apply NOW!

    Apply for an e-Cash Card now to enjoy easy approval!

    To apply, call our Loan By Phone Hotline on 2828 8111, send an SMS* to 6828 8111 or visit any of our Dah Sing Branches.
     
    *Customer can apply via their mobile phone using SMS by inputting (1) Name and (2) Loan Amount and sending the SMS to our bank (e.g. Lam Siu Man, 20000). Our bank will have a designated staff member follow up with the customer by calling the number from which the SMS was sent on the next working day after receiving the SMS. Individual telephone network provider will charge a fee for the SMS in accordance with their fee charging schedules.

    Remarks:
    1. The HK20 cash coupon (“Cash Coupon”) offer is only valid when applying for e-Cash with all required documents between 2 May 2006 and 15 July 2006 (“promotion period”). The Cash Coupon offer is not applicable to customers who cancel their application or to customers who are being counter offered with e-Cash. Each customer is eligible for the cash coupon offer once. Customer may obtain coupon upon loan disbursement at branches or by mail to the address provided during application on or before 30 July 2006. Cash coupon cannot be converted into cash. Regarding redemption details, please refer to the terms and conditions as printed on the actual Cash Coupon. In the event that no additional Cash Coupons remain in stock, Dah Sing Bank reserves the right to offer other gifts or coupons. Dah Sing Bank is not liable for the information, quality or service provided by the supplier. The supplier is solely responsible for all obligations and liabilities in relation to such products or services. 2. The cash bonus is only valid for successful applications and disbursements during the promotion period. The outstanding balance must be 50% or greater than the credit limit shown in the monthly account statement for the first three months after account opening. Each customer must maintain good repayment records and must not be go over his/her credit limit. Each customer is eligible for the cash coupon offer once. Cash bonuses will be credited to eligible applicants’ e-Cash Card accounts on or before 31 October 2006. 3. The annual fee is 1% of the credit limit (minimum HK$300, maximum HK$500) and will be waived during the promotion period. 4. The cash withdrawal fee is 2% of the withdrawal amount (minimum HK$55), and will not be charged for loan disbursement. 5. According to the Guideline of Code of Banking Practice, the Annualized Percentage Rate on a daily rate of 0.082% is 34.49%, excluding the annual fee. 6. The repayment amount is calculated by a daily rate of 0.082%, and assuming a loan amount of HK$10,000. 7. The above offers are applicable only to customers who disburse the loan on or before 15 July 2006. The acceptance of an application shall be at the sole and absolute discretion of Dah Sing Bank, without exception.