Dah Sing Investment Fund Savings Plan
Combines Savings and Investment for Building your Wealth over time
 
 
Fund Savings Plan | Fund Search | Fund Price
 

 

Dah Sing Investment Fund Savings Plan offers you a long term capital appreciation solution. With a monthly contribution at a fixed amount, you can enjoy wealth accumulation as well as potential gain on investment over time.

 
 
   
 
No need to Time the Market ups and downs
   
 

With Dah Sing Investment Fund Savings Plan, you can regularly contribute a fixed amount into the market and benefit from the "Dollar-Cost Averaging" effect. When the market goes down and the fund price is low, you can buy more units; on the contrary; you will buy fewer when the price is high. In the long run, you may benefit from a lower average cost for the same number of units.

 
 
Example of "Dollar-Cost Averaging" effect
 
Month
Monthly Contribution Amount
Unit Price
No. of Units purchased
Jan
HK$1,500
HK$29
51.72
Feb
HK$1,500
HK$23
65.22
Mar
HK$1,500
HK$32
46.88
Apr
HK$1,500
HK$26
57.69
May
HK$1,500
HK$33
45.45
Jun
HK$1,500
HK$31
48.39
Total no. of units purchased
315.35

Average price*
HK$29.00
Average**
HK$28.54

You contribute HK$1,500 monthly over six months, given the purchased prices range from HK$23 to HK$33. Results indicated that average cost is HK$28.54 only, which is relatively lower than the average price at HK$29. This illustrates how you can take advantage of "Dollar-Cost Averaging" effect.

*Average price = Sum of unit prices / Purchase frequency
**Average cost = Total investment amount / Total no. of unit purchased

The above example is for illustrative purpose only and not indicative of actual situation.

 
Low Investment Amount
   
 

To attain your goal, simply start the Investment Fund Savings Plan today with an initial subscription of HK$3,000 and a minimum monthly contribution of HK$1,500 only.

Design your Plan from a Variety Fund Choices
   
  With hundreds of fund choices, you can design your own portfolio according to your investment needs and objectives.

Flexible Investment Plan
   
  You can experience the highest flexibility with Dah Sing "Investment Fund Savings Plan". There is no minimum investment period and you can also change fund choice, adjust contribution amount and redeem unit whenever you like with no handling fee.

Convenient Payment Option
   
  Payment can be settled by auto-pay or Dah Sing Credit Card, in which you may enjoy an interest-free repayment period of up to 50 days. All your transaction records and your current portfolio holdings will be clearly shown on the Investment Fund Monthly Statement for your easy reference. To help you know more about your investments, fund fact sheet and market review are always available at your branches.
 


Details of the Investment Fund Savings Plan:
   
 
Minimum initial investment HK$3,000
Minimum monthly contribution HK$1,500
Minimum investment period No
Change of contribution amount Free of charge
Change of fund choice Free of charge
Direct debit date 5th of the month
Investment date 5 business days after direct debit
   
   
  Join the Plan Now and Attain Your Goals
   
 

To reach your goal, open a Dah Sing Investment Fund Savings Account at any of Dah Sing branches now.

   
  Investments involve risk, price of investment funds can go up as well as down. Customers are required to read thoroughly the related prospectus before making decision. The above information is for reference purpose only, which constitute neither invitation nor solicitation to buy or sell any fund.
 
 
For more information, please call 2828 8000