Dah Sing Bank



	VIP Year-round Banking Privileges

VIP Banking Sophisticated Wealth Management Services Help You Achieve Your Financial Goals


Dah Sing VIP Banking offer you the most professional and personalised wealth management services that help you achieve your financial goals.

Full Range of Investment

Dah Sing Bank understands the importance of wealth management and your need of capital appreciation. Based on your needs, we customize a total solution to meet your financial goals. We offer wide choices of investment services ranging from Investment Funds, Structured Products, Securities Services, FX Margin, Retail Notes to Insurance Services, etc, all with an aim to maximize your capital return.

Dedicated Relationship Manager to Manage Your Account

In order to serve your financial needs precisely, a dedicated relationship manager is assigned to take care of all your account issues. The dedicated manager always keeps abreast of market movements to ensure you can capitalize on every opportunity to grow your wealth.

Integrated Account Meets Your Financial Need

Save & Check / Multi-Currency Deposit Account

As our VIP Banking customers, you will enjoy the convenience of savings and checking in one VIP i-Account. What's more, you can manage 13 foreign currencies in this account.

Innovative Savings Interest Rate Mark-up Offer Up to 1%^{1, 2}

Simply use more of other Dah Sing Bank services at the same time, no matter how much is the deposit, you will be rewarded interest rate mark-up offer. For each additional service you select, your VIP i-Account Save & Check will be entitled to an automatic mark-up of savings interest rate. The more services you select, the higher mark-up rate you will enjoy. The interest mark-up can be as high as 1%.³

Designated Dah Sing Bank Services	Bonus Savings Interest Rate Offer
Use below services: Securities Services	+ 0.25%
Use following services: Fixed Deposit Credit Card / Debit Card Personal Financal Services (such as Tax Loan, Personal Loan, etc.) Mortgage Loan Life Insurance Services Investment Services (such as Investment Funds and Retail Certificates of Deposits)	each + 0.125%

More Comprehensive Consolidated Monthly Statement

You will receive a VIP i-Account Consolidated Monthly Statement showing all your financial status and investment portfolio, including Savings, Checking, Fixed Deposits, Investment Funds, Securities and Retail Certificates of Deposit accounts, etc. So you can manage your personal finance more easily.

No-Bounce Check/Autopay Protection

Besides, you can enjoy up to HK$10,000 No-Bounce Check/ Autopay Protections^ which makes you hassle-free.

VIP Platinum VISA - A Symbol of Prestige Status

Being our valued VIP Banking customers, you can enjoy our VIP Platinum VISA exclusively. Wherever you are, you can enjoy a series of exclusive privileges with the VIP Platinum VISA. To reflect your prestige status, you can enjoy our VISA with perpetual annual fee waiver and a series of special Platinum VISA offers which bring you the prestige that outshines all others. And now, you will also be entitled up to HK$100 Free Spending Credit⁴ upon successful application.

Apply Now!

Exclusive Priority Service Counter and Manned Service Hotline

As an honorable VIP customer, you can enjoy our banking services efficiently by using the priority service counters*. Also, you can bank with us through the exclusive manned VIP Banking Hotline without going to the bank in person.

24-Hour Banking Services Bring you the Utmost Convenience

Apart from the manned VIP Banking Hotline, Dah Sing 24-Hour Automated Phone Banking and e-banking Services enable you to manage your VIP i-Account anytime and anywhere. Its service scopes include account balance enquiry, fund transfer, bill payment, fixed deposit placement/renewal, gift cheque ordering, etc. In addition, you can trade securities via "i-Securities Services" or "24-Hour Securities Service Hotline".

Enjoy more Privileged Service and Preferential Rates

VIP Banking customers can enjoy many privileges and preferential rates as follows:

Preferential rates for fixed deposit

Fee waiver and discount for banking services such as telegraphic transfer, cashier order,

gift cheque and traveller's cheque, etc.

Privileged rates and annual fee waiver for personal finance products

Privileges on Dah Sing insurance products

Become a VIP Banking Customer now

You can enjoy all VIP Banking services by just maintaining a monthly average balance of HK$500,000 in your deposit and investment portfolio#. To explore more benefits of this service, please visit any of our branches or contact us at 2828 8000.

⁺	1.	Deposit interest rate of i-Account will be the above HKD Savings Rate plus additional mark-up, subject to a maximum of 1-month Fixed Deposit Rate plus 0.125% or 1-month HKD HIBOR, whichever is lower. Such interest rate will be applied to your VIP i-Account Save & Check Account in the following month.
	2.	Interest Rate Mark-Up is applicable to the credit balance of the VIP i-Account Save & Check Account and is not applicable to the Multi-Currency Deposit Account.
	3.	To enjoy Interest Rate Mark-Up, the account of all other Dah Sing Bank services held by each VIP i-Account holder must be in a normal status.
	4.	Cardholders are entitled to HK$100 Free Spending Credit upon successfully apply VIP Platinum VISA. Each principal applicant can only apply one VIP Platinum VISA and is entitled to the welcome offer ONCE only.
	5.	Dah Sing Bank reserves the right to amend the above deposit rates or the terms and conditions without prior notice. In case of any dispute, the decision of Dah Sing Bank is final and conclusive.
^{^}		No-Bounce Check/Autopay Protection Overdraft interest will be charged at the rate of P+5% p.a.
^*		Please contact your relationship manager or any Dah Sing branches for locations providing priority counter services.
^#		If the average daily balance in your deposit and investment portfolio falls below HK$500,000 in any month, a monthly maintenance fee of HK$200 will be charged.